GET PEPPER MONEY MORTGAGE QUOTES AND START COMPARING RATES NOW!
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Compare Pepper Money mortgage rates against the mortgage market to see how much you could save?
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Even small changes in interest rates can make a big difference
| Loan Amount | 4.0% | 4.5% | 5.0% |
|---|---|---|---|
| £100,000 | £528 | £556 | £585 |
| £200,000 | £1,056 | £1,111 | £1,170 |
| £300,000 | £1,584 | £1,667 | £1,755 |
Based on a 25-year repayment mortgage. Rates and payments will vary.
Rates from around 4% may be available in limited circumstances. Most customers will receive higher rates based on their situation.
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Compare Pepper Money Remortgage Rates & Deals
Pepper Money is a specialist lender that focuses on helping customers whose circumstances make mainstream lending challenging. They specialise in adverse credit lending, considering applications from borrowers with CCJs, defaults, missed payments, or previous bankruptcies. Their approach is designed to help people rebuild their credit journey through homeownership.
For remortgage customers, Pepper Money offers a route to better rates for those improving from adverse credit positions. They take a pragmatic view of past credit problems, focusing on current circumstances and affordability. Many borrowers use Pepper as a stepping stone, remortgaging to mainstream lenders as their credit history improves.
Pepper Money suits borrowers with credit challenges who need a specialist approach. While rates reflect the additional risk profile, they provide essential access to mortgage finance for those rebuilding their finances. If you've had credit difficulties, Pepper Money is worth considering as part of your return to mainstream lending.
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How It Works
- 1.Complete our simple form
- 2.We'll search for the latest rates from the remortgage market
- 3.You'll receive a no-obligation remortgage quote
- 4.It's over to you - no obligation to proceed
What People Say
"Pepper Money gave us a chance when others wouldn't look at us due to past credit issues."
"Fair rates considering our history. Plan to remortgage to mainstream once our credit is rebuilt."
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.