Government Mortgage Schemes
Government schemes can help you buy your first home or access better mortgage options. Learn about the schemes available and how they might help your situation.
Available Schemes
Mortgage Guarantee Scheme
Government-backed support for 95% mortgages, helping buyers with smaller deposits access homeownership.
Learn MoreShared Ownership
Buy a share of a home and pay rent on the rest. A route to homeownership with a smaller deposit.
Learn MoreRight to Buy
Eligible council and housing association tenants can purchase their home at a discount.
Learn MoreFirst Homes Scheme
New build homes at 30-50% discount for eligible first time buyers and key workers.
Learn MoreLifetime ISA
Save for your first home and get a 25% government bonus on contributions up to £4,000 per year.
Learn MoreWhich Scheme Is Right For You?
Government schemes have different eligibility requirements and work in different ways. Our advisors can help you understand which schemes you might qualify for and how they'd work with your mortgage.
- Eligibility assessment
- Clear explanation of scheme mechanics
- Access to scheme-compatible lenders
Get Your Free Remortgage Quote
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.